Simple Formula For Building Wealth in 2024 - 1

Wealth is a beautiful thing, no matter what people may say; we all want to be wealthy because the truth remains that without wealth, we cannot do much in life.

However, the trappings of wealth and the glamour of social media have twisted the minds of young people in such a way that they no longer desire to create value for wealth but will rather do anything in order to acquire unmerited wealth or quick riches.

Desire To Be Wealthy Without Stress

This inordinate pursuit of money without value addition is why we see many ills in our society today.

Imagine 17-year-old boys killing an innocent girl in the name of money ritual!

Last year, some ritualists who were caught confessed to having murdered 3 girls already, yet they were not rich.

Their evil priest told them that the other girls he asked them to kill were simply to make sure they were committed to the ritual and that they would not expose him (the priest)!

Who did this to our people biko nu!

How can human beings slaughter an innocent person to harvest their organs? I even read that they gouged out the girl’s eyes while she was still alive!

So our youths truly believe what they see in Nollywood?

How can you believe that money will magically appear in your bedroom after killing somebody?

Where will the money be printed?

Don’t you know that every currency has a serial number from the CBN?

What kind of brainwashing is this?

Our youths must all be sent to London or the USA, so they see how people hustle for money and get their heads straight!

What is “Building wealth” All About?

Building wealth isn’t about get-rich-quick schemes; it’s about steady and smart financial planning. Here are some key areas to focus on:

  • Planning and Goal Setting: Before diving in, figure out your financial goals. Are you saving for a house, retirement, or a child’s education? Having clear goals will help you create a roadmap.
  • Saving Money: This might seem obvious, but it’s crucial. Try creating a budget to track your income and expenses. Look for areas to cut back and automate savings transfers, so you’re paying yourself first.
  • Taming Debt: Unmanaged debt can cripple your wealth-building efforts. Focus on paying down high-interest debt first. There are different strategies for debt repayment, so find one that works for you.
  • Investing: Putting your money to work for you is key to building wealth in the long run. There are various investment options like stocks, bonds, and real estate. Consider your risk tolerance and investment horizon before choosing.
  • Smart Spending: Be mindful of your spending habits. Differentiate between needs and wants. There are ways to cut back without feeling deprived. Look for free or low-cost alternatives for entertainment and hobbies.
  • Automate your finances: Set up automatic transfers for savings and bill payments. This removes temptation and ensures you stay on track with your financial goals.
  • Seek professional help: Financial advisors can provide valuable guidance and personalized strategies for your situation. Consider consulting a professional for complex financial decisions.

Building wealth is a marathon, not a sprint. By following these steps and staying consistent, you can secure your financial future. Remember, there’s no one-size-fits-all approach. Do your research, tailor a plan to your needs, and be patient with the process.

Understanding the PROCESS of Creating Wealth

Can AI Make You a Rich?

We have to teach our youths that money comes from value addition.

See also  How to fix "Your Account Has Been Disabled In The App Store and iTunes"

We have to give them the skills they need to create wealth and teach them financial literacy.

Meta Force Ecosystem

Bill Gates gave us Microsoft Windows and became the richest man in the world for more than 20 years.

Mark Zuckerberg gave us Facebook and became one of the youngest billionaires in the world.

Sam Bankman-fried, the youngest billionaire today, got there by trading Cryptocurrency.

Even our own Aliko Dangote, the richest man in Africa, has a lot of tangible industries, from cement to Rice and oil refining.

Now tell me one money ritualist who is among the richest men in the world or even in Africa?

Tony Elumelu?

Mike Adenuga?

Femi Otedola?

Folorunsho Alakija?

Abdul Samad Rabiu?

Please, our youths, don’t be brainwashed by evil older men who are poor themselves.

They cannot give you wealth; they only want to destroy your soul!

The Formula of Creating Wealth

wealth creation

Forgive my rant; I actually want to tell you something about building wealth

Here is a simple formula to follow.


  1. First, you have to earn money, no matter how small.
  2. Then, you have to start saving some portion of it consistently.
  3. Next, you have to find a vehicle that will enable you to invest your savings and let the money work for you even while you sleep.

Then repeat the cycle..

That’s all…

Sure, it looks simple, but it’s not that easy.

By the way, for the doubting Thomases, it’s something I do myself, and my portfolio will make you turn green if you know what I mean.

This strategy works.

Once you see your money constantly working for you, night and day, you know that your future is very bright.

Creating Wealth

The simple formula for building wealth can be represented in 4 simple words;


Even though this formula looks simple enough, it’s obvious that the majority of people are still struggling with the subject of wealth and money.

So, at this point, I will begin to break down this formula and help you design a clearer roadmap for wealth creation following this simple principle.

It is very interesting to note that life is like a game.

Usually, you start with nothing, then gradually build up your resources to advance from a lower level to a higher level.

Sometimes, in a game, players get a cheat code that gives them several advantages over other players.

The same applies in life.

Some people win the birth lottery and get into a rich man’s house or a rich country, while some are born into poverty.

But just like in a game, the cheat code will not guarantee that you will win the game.

Eventually, you must still learn to build up your resources and skills and advance from level to level, just like everyone else.

But let’s just focus on the masses, who are not born into wealth.

How do you play the game of life and come out on top?

You have to start with earning.

If you are not earning anything now, you have not even started the game of life, so today, let’s consider the problem of earning…


Seest thou a man diligent in his business? he shall stand before kings; he shall not stand before mean men

King Solomon

The most common excuse you hear today, especially among young people, is that there is no work in Nigeria.

Granted, Nigeria has suffered from a lack of effective leadership for many years now, which has thrown the country into a state of poverty, corruption, and hopelessness.

See also  The Ultimate Tax-Free Wealth Blueprint

But if this is your excuse for being jobless and not earning any money, then I tell you honestly that you are deceiving yourself and yourself alone.

I was born into a modest middle-income family, like most of you, but since I graduated from the university way back in 2002, I have never for one day, been without a job.

In fact, I started working long before I graduated from school – and 90% of the time, I worked for myself.

Today, when I look at the massive opportunity available to youths, due to globalisation and the impact of the internet and mobile devices, I am amazed that many young people still live in the delusion that government has to give them work.

Fun fact:

Do you know that your mobile phone has more computing power than the Apollo 11 rocket that took Neil Armstrong to the moon in 1969?


An old iPhone 5 is 7 million times more powerful than the computer that guided man to the moon in 1969!

Yes, that is the power in your pocket today, and you’re doing nothing with it (except maybe wasting time on social media!)

You have the Internet, YouTube, social media, blockchain, and all sorts of technology that are borderless and unlimited, yet you are waiting for older adults who don’t even understand modern technology to come and make you rich.

Well done oo…

Continue waiting for them.


new income opportunity

This morning, my younger sister sent me $190 to help her sell and invest.

Last Christmas, I taught her how to use her smartphone to generate money for her school needs.

She went crazy with the idea and started borrowing multiple phones and laptops to generate more money.

The $190 was what she generated yesterday. I am even getting concerned that this may distract her from school activities!

Yes, I know many people are not technically savvy. But that should not stop you from finding something to do, no matter how small.

If you want to win this game of life, then every day you wake up, you must make more money than you spend on eating, transport, rent, etc.

Like Miguel De Cervantes said: Never stand begging for that which you have the power to earn




In the month of march, we’ll run a short program that will teach you multiple ways of earning cryptocurrency for free with your phone or laptop (up to 10 different ways).

There are lots of services you can render in the blockchain space and get paid for them. 

You can validate transactions, lend your phone processing power, help a project build its community, and provide ledger services, and many other things in great demand but not too well known.

I wanted to do this much earlier because it is a low-hanging fruit that can get anyone to start earning something every day, no matter how small.

However, I already had some prior commitments; hence, I had to postpone the program till March.

So by this weekend, anyone who wants to register for the program can do so. We’ll have a limit of just 100 participants for this short course. Get ready with your smartphone or laptop.

I want every serious member here to have a reliable source of income in this year 2024. If you couldn’t join the trading team or our cryptocurrency investment program, don’t miss this one. It’s a passive source of income with zero risk and less stress.

Cryptocurrency is the future of money and the greatest transfer of wealth in human history.

Skillset Needed to Build Digital Wealth

Building digital wealth requires a multifaceted skillset that blends technical expertise with business acumen and a healthy dose of personal drive. Here’s a deeper dive into the key areas:

See also  Download The AI Blueprint

Technical Skills:

  • In-Demand Skills: While the hottest digital skills can evolve quickly, mastering a valuable one like web development, content creation (writing, video editing, graphic design), search engine optimization (SEO) or data analysis gives you a strong foundation. These skills empower you to build and sell digital products or services directly. For example, if you excel at web development, you could create and sell website templates or offer freelance development services. Content creators can leverage their skills to build audiences through blogs, YouTube channels, or social media and then monetize that audience through advertising, sponsorships, or selling their digital products like ebooks or online courses.
  • Staying Ahead of the Curve: The digital landscape is in a constant state of flux. Being comfortable with learning agility is crucial. This means staying updated on the latest trends, tools, and platforms. There are numerous free and paid online resources like tutorials, workshops, and certifications to help you develop new skills and refine existing ones.

Business & Financial Skills:

  • Marketing Savvy: Even the most exceptional product or service won’t flourish without effective marketing. Understanding how to market your skills or products effectively is paramount to attracting clients or customers. This encompasses crafting a compelling online presence through a professional website or social media profiles and building relationships with your target audience. Social media know-how is particularly valuable in today’s online environment.
  • Financial Literacy: Building wealth, digital or otherwise, hinges on understanding core financial concepts. Having a grasp of budgeting, investing, and taxes allows you to make informed decisions about your earnings and manage your digital wealth effectively. For instance, being financially literate will help you choose appropriate investment options to grow your income and navigate the tax implications of your digital earnings.
  • Problem-Solving & Adaptability: The online world can be unpredictable. Challenges can arise from technical glitches to changing algorithms that impact your online presence. Being able to identify and solve problems quickly and adapt your strategies as needed is a valuable asset in the ever-evolving digital landscape.

Additional Traits:

  • Self-Discipline: Building digital wealth is rarely a get-rich-quick scheme. It often requires consistent effort, delayed gratification, and the ability to manage your time effectively. Discipline helps you stick to your financial goals, avoid impulsive spending, and stay focused on the long-term vision.
  • Creativity & Innovation: Standing out in the crowded digital space requires thinking outside the box. Developing creative solutions and innovative approaches can give you an edge. This could involve finding a unique niche for your skills or products or developing a creative marketing strategy to reach your target audience.
  • Communication & Networking: Building relationships online and offline is crucial for success in the digital world. Strong communication skills allow you to connect with potential clients, partners, and collaborators. Networking through online forums, industry events, or social media groups can open doors to new opportunities and collaborations that can accelerate your digital wealth creation journey.

Remember, the specific mix of skills you’ll need will depend on your chosen path to digital wealth creation. Whether it’s freelancing, creating online courses, building an e-commerce business, or taking another innovative approach, focus on developing skills that align with your goals and keep yourself adaptable and willing to learn to thrive in the ever-changing digital world.

Let’s make the most of it while it still lasts.

Have a blessed day!

Discover more from Digital Wealth Guru

Subscribe to get the latest posts sent to your email.

Digital Wealth Guru

What Are Some Key Components Of Successful Budgeting?

Previous article

How To Make Money On Instagram With 500 Followers

Next article


Leave a reply

Your email address will not be published. Required fields are marked *

You may also like

The AI Wealth Creation Blueprint Ebook
AI Tools

Download The AI Blueprint

Dive into the AI Blueprint, your roadmap to navigating the transformative power of artificial intelligence. Learn how AI is shaping industries, ethics, and ...